Capital quarterly · The funding issue

Small business capital, delivered with precision

Compare working capital, equipment, and revenue-based programs with local guidance across seven major U.S. markets.

24–72hTypical review window

$5K–$1MFunding range

500+FICO considered

A practical starting point

Fast small-business funding matched to local industry demand.

Compare working capital, business funding, revenue-based financing, equipment capital, inventory funding, and cash-flow support with pages built for city, state, and industry search intent.

Purpose first

Start with the operational goal behind small business capital, delivered with precision, rather than choosing a product from a headline alone.

Cash-flow context

Revenue consistency, existing obligations, timing, and seasonality can all shape which paths are realistic.

Terms before decisions

Review cost, payment frequency, duration, security requirements, and total repayment before accepting anything.

How it works

A direct path from question to next step.

Tell us what you need

Share the basics about your business, revenue range, and funding goal through the secure inquiry form.

Review possible paths

A funding specialist reviews the request and explains potentially relevant structures in plain language.

Choose your next step

If there may be a fit, continue through a private application link. An inquiry never guarantees approval or terms.

Secure eligibility check

Fast Funding Review

Share your business details and requested amount to start a confidential, no-obligation review. This step does not use a hard credit pull.

The index

Funding by industry

Explore common capital ranges and timing by operating model.

NO. 01Restaurant$5K–$500K NO. 02Healthcare$25K–$1M NO. 03Construction$5K–$500K NO. 04Retail$5K–$500K NO. 05Salon$5K–$500K NO. 06Trucking$5K–$500K NO. 07Fast Business$5K–$500K NO. 08Bad Credit$5K–$500K NO. 09Cash Flow$5K–$500K NO. 10Auto Repair$5K–$500K NO. 11Dental$25K–$1M NO. 12Gym$5K–$500K NO. 13Cleaning$5K–$500K NO. 14Landscaping$5K–$500K NO. 15E-commerce$5K–$500K NO. 16Manufacturing$25K–$1M NO. 17Hospitality$5K–$500K NO. 18Real Estate$25K–$1M

Common questions

Useful answers before you begin.

How fast can a small business get reviewed?

Complete requests can often be reviewed in 24–72 hours, although timing depends on the business, documentation, provider requirements, and verification.

Does Now Biz Fund work with bad credit?

Some programs may consider business owners with credit scores starting around 500. Eligibility and terms still depend on revenue, cash flow, existing obligations, and underwriting.

Which states and cities are covered?

Our directory currently covers local funding searches across California, Colorado, Illinois, Massachusetts, New York, Pennsylvania, and Washington.

Is this only for one industry?

No. We publish guidance for restaurants, healthcare, construction, retail, trucking, professional services, and other operating businesses.