“Charles J. was a pleasure to work with. He was knowledgeable about the different products and guided me well throughout the process. He was very responsive and answered all of my questions completely and clearly.”
Ellie M.
About Now Biz Fund
A Clearer Way to Explore Business Funding
Short answer
Now Biz Fund LLC is a team of small-business funding specialists with more than five years in the industry. We are not a lender: one application is compared across vetted funding partners, with no hard credit pull to apply while approval and funding dates depend on provider review.
Now Biz Fund helps business owners organize a funding request and understand possible next steps. The process begins with the business need and cash-flow context—not a promise based on a headline.
Now Biz Fund LLC is a team of small-business funding specialists with more than five years in the industry. We are not a lender. We help owners across the United States organize a funding request, understand which structures realistically fit, and connect with funding partners whose criteria match the file, without a hard credit pull to check eligibility.
What we do
A funding specialist’s job, described plainly
A funding specialist sits between a business and a market of lenders and funders that is fragmented, fast-moving and unevenly regulated. Banks and SBA lenders price low and move slowly; online lenders price in the middle and move in days; merchant cash advance and revenue-based providers move in hours at the highest cost. Each has a credit box: a set of revenue, time-in-business, credit and industry criteria. Our work is to know those boxes, to read a file the way an underwriter will, and to send it where it is most likely to be approved on reasonable terms.
In practice that means three things. We help define the request, because "I need capital" is not something anyone can underwrite. We organize the file so a partner sees consistent, complete information the first time. And we present options side by side on total dollar cost, payment pressure and term, rather than on whichever headline number a product prefers to show.
We work across working capital, business term loans, lines of credit, SBA loans, equipment financing, invoice factoring and revenue-based financing, with published market ranges from roughly $5,000 to several million dollars depending on product. The funding guide compares all eight product types, and the funding directory covers local and industry-specific pages.
We have been in this industry for more than five years. That experience shows up mostly in what we will tell you not to do: not to stack advances, not to take the fastest offer for a five-year need, not to pay anyone an upfront fee, and not to sign a disclosure you have not read.
Who is behind Now Biz Fund
Charles Jackson, Founder
Charles has worked in small-business funding for 12 years, partnering with lenders and other funding firms before starting his own company. He built Now Biz Fund to help business owners understand their options, prepare a clear funding request and compare offers on their real cost. Now Biz Fund is a team of funding specialists, not a lender.
How we research our guides
How we check what we publish
Every guide and funding page on this site is published under Charles Jackson's responsibility. The rules we follow:
- Official sources first. Program limits, rate caps, state disclosure laws, minimum wages and licensing rules are taken from the government agency, statute or program page itself, and the page links to that source.
- A second check before anything goes live. Each hand-written page is checked against its sources in a separate review; a figure that cannot be confirmed is removed rather than estimated.
- Local figures are quoted, not modeled. County business counts come from the Census Bureau's County Business Patterns and SBA lending figures from the SBA's published activity reports, with the year shown.
- Dates on the page. Pages show when they were last updated, and figures that change during the year are rechecked after each change date.
- No paid placement. Funding partners do not pay to be described on our pages. How we are compensated is explained above.
Spotted something out of date or wrong? Email info@nowbizfund.com with the page address and we will check it against the source and correct it.
Client testimonials
What clients say about working with Charles
“They were quick to make a decision and quick to fund us.”
Ronal
“Great service. Deliver on time.”
Joane
“Fast funding not to many questions or ask for to much and really a get straight to the business type business I give a 👍🏽 for the great job”
Quincy L.
“At first i was sceptical but even after I was strugling to pay back i got the help but other than recomending the human side there the company can do better.”
Donna J.
Testimonials from clients Charles has worked with, shown as written and with their permission. Individual experiences vary; each funding partner sets its own approval, amounts, pricing and timing.
How we work
Four principles behind every review
Purpose before product
Start with the reason capital is needed, the amount, timing, and expected business result.
Terms before speed
Compare total repayment, payment pressure, duration, security, and remedies before accepting an offer.
Clear identity
Now Biz Fund is not a lender and may connect eligible applicants with funding partners; it does not guarantee an offer.
Sensitive data stays private
The public inquiry never asks for bank statements or document uploads. Requested records use the protected application workflow.
Partner selection
How funding partners are chosen
We are selective about which funding partners receive a file, because a funding specialist is only as useful as the market it can access responsibly. Partners are evaluated on the criteria below and are reviewed as the market changes; a partner that stops meeting them stops receiving introductions.
Selection criteria
What we look for in a funding partner
These are the standards a partner has to meet before we introduce a business to it.
- Clear written disclosures of total cost, payment schedule, term and prepayment treatment, including the standardized forms required in California and New York
- Products we understand well enough to explain: working capital, term loans, lines of credit, SBA, equipment financing, invoice factoring and revenue-based financing
- Underwriting that responds to a complete file, so a well-prepared business is not penalized for being small
- No upfront application fees charged to the business, and no pressure tactics or artificial deadlines
- Responsible handling of stacking: partners who decline to layer new advances on top of unaffordable ones
- Secure document handling and a named point of contact once a file is in review
Compensation: Now Biz Fund is compensated by funding partners when a transaction funds. That compensation is disclosed on request, and it does not change the criteria above. If a partner’s offer is not the best fit for the business, we say so.
Honest boundaries
What we do not do
- We do not lend our own money and we do not guarantee approval, an amount, a rate, a product or a funding date. Every offer comes from a funding partner after its own underwriting.
- We do not run a hard credit pull to check eligibility. A funding partner may request authorization later, and we tell you before that step.
- We do not ask for bank statements or documents in the public inquiry form. Requested records go through the protected application workflow only.
- We do not publish testimonials, review scores or client counts on this site, because we cannot verify them for you and you should not have to take them on trust.
- We do not sell your inquiry to a list of lenders. Information is shared with the service providers that run the platform and, when you ask us to proceed, with the funding partner reviewing your request.
- We do not give legal, tax or accounting advice. For questions about liens, guarantees or tax treatment, we will tell you to ask a professional.
The process
From public inquiry to protected follow-up.
The first form collects only the information needed to understand the request: contact details, industry, revenue range, requested amount and intended use. If there may be a fit, an expiring private link supports the fuller application and any documents a partner asks for. Decisions from partners typically arrive within 24 to 72 hours of a complete file, though timelines are never guaranteed.
- Share the business basics. No bank statements in the public form, and no hard credit pull.
- Review possible paths. We explain which structures fit and what they typically cost, using published market ranges.
- Continue privately. Sensitive follow-up and documents use the protected application workflow.
- Compare offers on one basis. Total dollar cost, payment schedule, term, security and prepayment terms, with the state disclosure forms where they apply.
- Decide without pressure. Genuine offers stay open for days. You choose, or you walk away.
Privacy and data
How your information is handled
The public inquiry form is transmitted over an encrypted connection and never asks for bank statements, government identifiers or account credentials. When a partner needs documents, we send an expiring private application link; documents uploaded there are stored in protected, access-controlled storage and are not attached to email.
Checking eligibility does not use a hard credit pull. If a funding partner later needs credit authorization, you will see the authorization and can ask whether the inquiry is soft or hard before agreeing.
Optional site analytics run only with consent, honor browser privacy signals such as Global Privacy Control, and never record what you type into a form. Information is shared with the service providers that operate the platform and, when you ask to proceed, with the funding partner reviewing the request. The privacy notice, California privacy rights page and website terms describe this in full, and you can contact us to request access, correction or deletion where applicable.
Secure eligibility check
Tell us the funding goal.
Start a confidential, no-obligation review. This initial inquiry does not use a hard credit pull and collects no documents.
- No hard credit pull to apply
- Review and funding times vary by provider
- 5+ years in the industry
- Encrypted, private document handling
Contact
Reach a person
Call +1 (929) 744-5992 or email info@nowbizfund.com about a new request, an application in progress, or a privacy question. We serve small businesses nationwide and work remotely; there is no walk-in office. For anything sensitive, ask for the private application link rather than sending documents by email.
Prefer to read first? Start with how to get a small business loan, the bad-credit business loans page, or the resource library, then contact us when you are ready.
Working with a funding specialist
Questions owners ask us first
Is Now Biz Fund a lender?
Not a lender. Now Biz Fund LLC organizes the inquiry and introduces eligible businesses to funding partners; the partner underwrites, funds and services the transaction.
How is Now Biz Fund paid?
By funding partners when a transaction funds. Details are disclosed on request, and we encourage you to ask any intermediary the same question.
Where is Now Biz Fund located and who do you serve?
We work with small businesses across the United States and operate remotely. Reach us by phone or email; we do not publish a walk-in office address.
What happens after I submit the inquiry?
We review the basics, follow up to confirm the request, and if there is a likely fit, send an expiring private link for the fuller application and any documents a partner needs. Decisions from partners typically arrive within 24 to 72 hours of a complete file, though no timeline is guaranteed.